Checkout Sentinel: Real-Time Gateway Orchestrator & Fallback

B2B E-commerce
🔥
10/10
Demand Score
Every minute of checkout failure burns revenue and ad spend; peak events (drops, holidays) amplify losses and support load.
🌊
8/10
Blue Ocean
Competition Level
💰
$500-3k
Price/Month
Predicted customer spend
⏱️
12 days
Time to MVP
Difficulty: Hard

The Problem

A payment reliability layer that continuously runs synthetic checkouts per region and PSP to detect 3DS/gateway degradations, then routes each live transaction to the healthiest path in real time. Use

🔗 Validated by Real User Complaints

This problem has been verified through 2 real user complaints:

Competitor Landscape

  • Spreedly
  • Primer
  • Paydock
  • Gr4vy
  • Checkout.com Intelligent Routing

Must-Have Features for MVP

Regional synthetic transaction probes with PSP/3DS health scoring
Rules engine for multi-gateway routing and retries
PCI token vault and network tokenization support
Cart Freeze + resumable secure payment links
Smart fallback (alternate payment methods, later capture)
Incident alerts, drill-down analytics, and reason codes
A/B testing of routing strategies
Webhooks and BI export for auth-rate KPIs

⚠️ Potential Challenges

  • PCI scope and tokenization strategy
  • PSP contracts and routing rules per market
  • SCA/3DS policy differences by region
  • Checkout extension limits on specific platforms

Risk Level: High

🎯 Keys to Success

  • Proven increase in auth and conversion rates
  • No added friction for shoppers
  • Rapid install via checkout extensions
  • Clear incident ROI reports (revenue saved)
  • Vendor-agnostic routing to avoid PSP lock-in

Ready to Build This?

This hard-difficulty project could be your next micro-SaaS success.